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Karen Davies Discusses How Bank Performs Financial Projections From Top-Down

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Total Case Duration :

  • Date Added : 11/8/2002
  • Clip Duration : 0 min. 58 sec.

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Karen Davies

  • Commercial Loan Officer, SunTrust
  • female
  • Caucasian
  • Not Available
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • Video 1 of 28 in this Case
  • View All Available Videos

Biography

Karen Davies is a Commercial Loan Officer with Crestar (which was acquired by SunTrust right before the interview).

That's a good question. A lot of times when we do our projections internally on a company, you may submit projections to us but we will probably also go back and massage them to see if they reflect what industry trends are, what their peer group does by way of margins. We usually start at the top ...(Full transcript available to logged in subscribers.).

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Karen Davies videos

Video 1 of 28 Karen Davies Shares Information About Current Position as a Commercial Loan Officer
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 0 sec.
Video 2 of 28 Karen Davies Discusses Professional Background in Banking
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 30 sec.
Video 3 of 28 Karen Davies Discusses Process of Applying for a Small Business Loan
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 22 sec.
Video 4 of 28 Karen Davies Discusses What Business Owners Bring to First Meeting
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/02
  • Karen Davies
  • 0 min. 53 sec.
Video 5 of 28 Karen Davies Discusses Conversation Topics During First Loan Meeting
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 46 sec.
Video 6 of 28 Karen Davies Shares Importance of Selling Idea During First Meeting
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 53 sec.
Video 7 of 28 Karen Davies States Meetings Are More Productive When Materials Are Delivered Ahead of Time
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 45 sec.
Video 8 of 28 Karen Davies Discusses Feedback That Borrower Might Receive
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 29 sec.
Video 9 of 28 Karen Davies Shares Examples of High Risk Business Ventures That Would Be Unlikely to Receive Bank Funding
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 2 min. 46 sec.
Video 10 of 28 Karen Davies Discusses Why Banks Play a Conservative Role in Lending
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 42 sec.
Video 11 of 28 Karen Davies Shares Details About Bank's Typical Loan Evaluation Process
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/02
  • Karen Davies
  • 3 min. 3 sec.
Video 12 of 28 Karen Davies Shares Thoughts on What Should Be Part of the Business Plan
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 34 sec.
Video 13 of 28 Karen Davies States Bad Business Plans Have Pie In The Sky Mentality
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 58 sec.
Video 14 of 28 Karen Davies Shares Pitfalls Seen in Bad Business Plans(duplicate)
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 58 sec.
Video 15 of 28 Karen Davies States Strong Business Plans Have Thorough Projections
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 2 min. 13 sec.
Video 16 of 28 Karen Davies Discusses How Bank Performs Financial Projections From Top-Down
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 58 sec.
Video 17 of 28 Karen Davies Stresses Importance of Outlining Assumptions that Support Projections
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 34 sec.
Video 18 of 28 Karen Davies Shares Ideas on How To Establish A Strong Relationship With a Bank Before Seeking Funding
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/02
  • Karen Davies
  • 2 min. 10 sec.
Video 19 of 28 Karen Davies Discusses Reality of Employee Turnover in Bank Branches
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 44 sec.
Video 20 of 28 Karen Davies Shares Some Common Mistakes Made By Small Business Owners Looking For Loans
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 57 sec.
Video 21 of 28 Karen Davies Discusses Bank's Position in Overall Lending Environment
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 3 min. 24 sec.
Video 22 of 28 Karen Davies Discusses Personal Guarantees on Loans
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 0 sec.
Video 23 of 28 Karen Davies Stresses Importance of Developing Strong Network of Businesspeople
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 58 sec.
Video 24 of 28 Karen Davies States Entrepreneurs Should Identify and Address Weaknesses
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 41 sec.
Video 25 of 28 Karen Davies Stresses Importance of Cash Flow
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 0 min. 46 sec.
Video 26 of 28 Karen Davies Shares Typical Cash Flow Problems
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 29 sec.
Video 27 of 28 Karen Davies Shares Personal Challenges in Lending to Small Businesses Versus Large Corporations
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 57 sec.
Video 28 of 28 Karen Davies Stresses Importance Getting to Know Your Banker
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
  • Karen Davies
  • 1 min. 5 sec.

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  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
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Karen Davies Discusses How Bank Performs Financial Projections From Top-Down
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
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  • 0 min. 58 sec.
Karen Davies Stresses Importance of Outlining Assumptions that Support Projections
  • Karen Davies - Interview on Lending - Crestar/SunTrust
  • 11/18/2002
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