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Bill McCarthy is a Financial Adviser with Merrill Lynch. Bill joined Merrill Lynch in 2007 and is currently associated with the Claffey & McAuley Team at Merrill Lynch.

Bill is an honors graduate of Cornell University with a degree in Applied Economics and Management.

<p>Johannes C. "Hans" Severiens earned a bachelor's degree in physics from Harvard College and a Ph.D. in nuclear physics from Johns Hopkins. He worked as a scientist at Perkin-Elmer, Columbia University, the Atomic Energy commission, and the Niels Bohr Institute. </p> <p>He eventually began a "second" career in finance and became a Vice President in investment banking with Morgan Stanley Dean Witter, Merrill Lynch, and Paine Webber. </p> <p>Over the last 10 years, Severiens has been an officer in three venture capital funds. In 1995, he co-founded the Band of Angels, a Silicon Valley investor group of over 100 executives, which invests in tech companies. </p> <p>Dr. Severiens passed away on February 3, 2004 in Sonoma, California, after battling lung cancer for more than a year. He was 74. </p>

Peter del Rio, a former head trader for Merrill Lynch, is the Chief Executive Officer and co-founder of The Interactive Custom Clothes Company (IC3D). Founded in 1996, IC3D is an Internet-based company selling customized jeans to a new Internet friendly population. The idea was to offer customized clothing online to solve fit problems that most people commonly find when shopping in stores. IC3D's goal was to create a 100% customer satisfaction rate by allowing customers to choose the styles of garments they wanted and fit them with a revolutionary computer generated sizing system.

IC3D is a technology company as much as it is a clothing company. The technological foundation of IC3D is its Artificial Intelligence (AI). Using a Genetically Engineered Neural Network (GENN) as a virtual tailor and patternmaker, IC3D creates custom patterns within minutes. This allows the company to quickly send patterns to a factory where each pair of custom jeans is created and delivered directly to the customer within seven to ten days.

Peter del Rio has a degree in business from Tufts University.

Josh Wolfe is a Co-Founder and Managing Partner of Lux Capital, focusing on investments in nanotechnology, semiconductors and life sciences. Wolfe manages Lux Capital's investments in Nanosys and Cambrios, and serves on the Board of Directors of Crystal IS and Lux Research.

Before forming Lux Capital, Wolfe worked in Salomon Smith Barney's Investment Banking group, where his experience included a $4 billion hotel merger and a defense against an unsolicited LBO. Josh has also worked in capital markets while at Merrill Lynch on its Financial Futures & Options/Government Strategy desk and at Prudential Securities in its Municipal Finance department.

Josh Wolfe graduated with distinction from Cornell University with a B.S. in Economics and Finance.

K.L. Wong is a Managing Director of Merrill Lynch (Asia Pacific) Ltd. He is in charge of Merrill Lynch's investment banking businesses in Hong Kong, including assisting clients with strategic and corporate finance advisory and execution. He is the leader of the Merrill Lynch team advising the Hong Kong Government on the privatisation of MTR Corporation and the team leader in advising the Stock Exchange of Hong Kong Limited in relation to the proposed merger between The Stock Exchange of Hong Kong Limited and The Hong Kong Futures Exchange Limited.

Prior to joining Merrill Lynch in 1993, he worked in CS First Boston (H.K.) Limited, Standard Chartered Asia Limited, Chemical Bank and Export Credit Insurance Corporation Limited.

K.L. Wong is a graduate of the Chinese University of Hong Kong.

John Lee joined Merrill Lynch in 1996 and is currently a Managing Director in the Asia Origination Group, primarily responsible for origination for companies based in Hong Kong and southern China.

John Lee holds a BBA degree from Southern Methodist University, with concentration in Finance and Real Estate.

Julia Posacki is the Founder and Chief Executive Officer of CW Enterprises. Through her brand, InvestingIsSimple, she delivers financial savvy to professionals and up-and-comers. IIS aims to unravel the mystique of the markets and give you the tools and confidence to know that you, too, can play with the "big boys" of Wall Street. In addition to the InvestingIsSimple web site, Julia speaks to various audiences nationwide.

Prior to launching IIS, Julia spent seven years working in the Fixed Income and Derivatives areas of Goldman Sachs and Merrill Lynch.

Julia Posacki earned a Bachelor of Science in Operations Research & Industrial Engineering and a Master of Engineering in Financial Engineering from Cornell University.

Deirdre Nissenson Kurzweil is currently serving as a market research manager in the Office of Publications and Marketing at Cornell University.

Previously, she was a project manager at Total Research Corporation and Opinion Research Corporation in Princeton, New Jersey. She has also worked as senior research analyst for Merrill Lynch, where much of her work focused on assessing the impact of various advertising efforts.

Deirdre Kurzweil received her undergraduate degree from Dickinson College.

Jean Hill is Executive Director of Infrastructure for the Retail Division at Morgan Stanley.

Prior to her role at Morgan Stanley, Hill headed up infrastructure services for Merrill Lynch's Institutional business and served as a consultant at Credit Suisse First Boston. Prior to those roles, she founded and later sold a startup company which sold Kosher meat by mail-order.

Jean Hill received her undergraduate degree from Cornell University and her law degree from Fordham University.